Mo Ghara Yojana Odisha 2024: Check Eligibility & Beneficiary List

Mo Ghara Yojana Odisha: It was on May 29 when the state government of Odisha launched the Mo Ghara Yojana Odisha. The above government scheme is to extend credit-linked financial support to all beneficiaries who don’t have enough budgets to undergo constructions for their homes.

In order to look into this and make it successful, the government of Odisha under Naveen Patnaik has accepted 18 important initiatives which includes the Mo Ghara plan.

In the present document, we will be unleashing the Mo Ghara Scheme Odisha along with its salient features, benefits, required documents and more.


Haryana Antyodaya Parivar Utthan Yojana


Mo Ghara Yojana Odisha 2024

The current program led under the present Odisha government is to support all such beneficiaries who could not become a part of the Odisha housing scheme earlier.

It’s going to be a credit-linked housing program, which will get support from the state government. The online applications will be accepted from June 15, 2023 for the loan approvals.

Please note that the Mo Ghara yojana was actually approved from among 18 similar suggestions made by the Odisha Cabinet.

Odisha CM Naveen Patnaik headed the scheme and the final decision was made to launch the scheme.

Please note that the Mo Ghara is basically a housing program where the state government is likely to under the “Mo Ghara” Yojana in the Panchayati Raj & Drinking Water Department to lower and lower-middle-class households in rural areas.


Odisha Mo Ghara Scheme Details


Name of the Scheme Mo Ghara Yojana Odisha
Launched By Naveen Patnaik 
State Odisha
Beneficiary Lower Middle Class People of Odisha
Loan Amount Rs 3 Lakh
Official Website NA


Mo Ghara Yojana Odisha Objective

A new housing program named Mo Ghara has been accepted by the state government of Odisha government under housing program. The scheme is to offer financial support to rural Odisha households along with lower middle class income group people of the state.

The program will therefore cover all such families who were earlier excluded from the housing scheme launched earlier.


Uttarakhand Chief Minister Utthan Yojana


Features & Benefits of Mo Ghara Yojana Odisha

Take a look at some of the benefits and features of the Mo Ghara Yojana Odisha:

  • Under this scheme, pucca house will be provided to the beneficiaries
  • This will reduce the vulnerability of the poor in rural areas
  • This will also help the economic growth of rural communities
  • If you are an eligible beneficiary, you can get a loan up to Rs 3 lakh which you can repay in 10 years (with some conditions)
  • The different loan amounts include Rs. 3 lakh, Rs. 2 lakh, Rs. 1.5 lakh, and Rs. 1 lakh
  • If your monthly income falls below Rs 25,000 and received a housing aid previously up to Rs 70,000, you can apply a loan under the Mo Ghara program


Mo Ghara Yojana Odisha Loan Subsidy Amount


Loan Amount Subsidy Provided
1 lakh Rs 30,000 
1.5 lakh Rs 45,000 
2 lakh Rs 60,000 
3 lakh Rs 60,000 


Eligibility Criteria for Mo Ghara Yojana Odisha

Those applying for Mo Ghara Yojana Odisha scheme need to adhere to the following:

  • You must be a permanent resident of Odisha
  • You must not own a pucca house in the Odisha state
  • You must fall under the EWS classification
  • Your monthly family income should be below Rs. 25,000
  • The family should not have received any kind of housing aid previously

PMAY List 2023

Documents Needed for Mo Ghara Yojana Odisha

Check the availability of documents needed to apply for Mo Ghara Yojana Odisha:

  • EWS Certificate
  • BPL Certificate
  • Bonafide Certificate
  • Residence Certificate
  • ID Proof
  • Address Proof
  • Voter ID Card
  • Aadhaar Card
  • A Passport size photograph


Application Procedure for Mo Ghara Yojana Odisha

You need to follow the below given points to apply against teh Mo Ghara Yojana Odisha:

  • First, you need to visit the official website of the Mo Ghara Yojana Odisha scheme
  • Next, click on the Apply link given on the homepage
  • Enter the required information on the form that opens
  • Next, upload all your required documents and click ‘Submit’


Also Check: Annal Ambedkar Business Champion Scheme






For more government Schemes, please check


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